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Car insurance is designed to protect you if you cause injuries to others or damage their property in an car accident.

It also provide protection if your car is damaged in an accident or is stolen.

A insurance policy is a contract between you and an car insurance company. You, the customer, pay a certain amount to the car insurance company in exchange for coverages you selected.

Your policy describes what the car insurance company will or will not cover.

Car insurance typically provides four basic things:

  1. Liability coverages for injuries to others and damage to their property.
  2. Coverage for damage to your vehicle.
  3. Coverage for medical expenses
  4. Coverage for uninsured motorist